Deciens Capital

Deciens Capital is a San Francisco-based pre-seed and seed venture capital firm focused on financial technology, investing at the very earliest stages of company formation in founders who are building the next generation of consumer financial services, payments infrastructure, and banking technology platforms. The firm typically invests with initial checks from $1 million to $5 million before most institutional capital enters, often backing founders with a thesis and a team but before significant product development or commercial traction. Deciens focuses specifically on fintech, reflecting a deep conviction that financial services remains one of the largest and most structurally disrupted industries in the global economy. The firm's portfolio includes several of the most significant US consumer fintech companies. Brex, the corporate card and financial stack for startups, was backed by Deciens at a very early stage before growing into one of the most successful corporate fintech companies. Chime, the US neobank and largest digital banking platform by customer count, is a portfolio company. Dave, the consumer financial services and banking app, is a portfolio company. Lili, the banking and financial management platform for freelancers and small businesses, is also a Deciens-backed company. Beyond its original investments in Brex, Chime, Dave, and Lili, the portfolio includes additional consumer and enterprise fintech companies.